FTMO vs FundedFast

FTMO is the most recognized name in prop trading, and for good reason. But at $155+ per challenge with an 80% profit split, it's also one of the most expensive. Here's how FundedFast compares.

Updated April 2026 · 6 min read

Quick Comparison

Feature
FTMO
FundedFast
Winner
Min Entry Price
$155
$49
FF
Profit Split
80%
90%
FF
Daily Drawdown
5%
5%
Tie
Max Drawdown
10%
10%
Tie
Time Limit
30 / 60 days
None
FF
Free Competition
No
Yes: cash prizes
FF
Payout Frequency
Bi-weekly
Weekly
FF
Challenge Options
2-Phase only
1-Phase ($99) or 2-Phase ($49)
FF
Account Sizes
5 tiers ($10K-$200K)
7 sizes ($5K-$400K)
FF
Stop-Loss
Mandatory
Optional in challenge
FF
Languages
2
6
FF
Fee Refund on Pass
Yes
Yes
Tie
Assets
Forex, Indices, Crypto, Metals
Forex, Crypto, Indices, Metals, Oil
Tie
Jurisdiction
Czech Republic (EU)
Malta (EU)
Tie
FundedFast wins9
Tie5
Data as of May 2026. FTMO strengths covered in detail below.

Where FundedFast
Has the Edge

68% Lower Entry Cost

FTMO's cheapest challenge starts at $155. FundedFast starts at $49. Same evaluation structure, one-time fee, with a full refund on passing.

FTMO
$155
FundedFast
$49

90% vs 80% Profit Split

FTMO keeps 20% of your profits. FundedFast keeps only 10%. On a $10,000 profit month, that's $1,000 more in your pocket.

FTMO
80%
FundedFast
90%

No Time Limit: Ever

FTMO gives you 30 days for Phase 1 and 60 days for Phase 2. Miss the deadline and you fail. FundedFast has no time limit. Take a week or take six months. Trade at your own pace, without the pressure of a ticking clock.

Free Trading Competition

FTMO has no free competition. FundedFast runs the Open every 2 weeks. Free entry, $100K virtual account, $25/$20/$15 cash prizes. Try before you buy.

Where FTMO
Has the Edge

No comparison is honest without showing where the competition wins. Here’s where FTMO is stronger — and why the FundedFast Open, no time limits, and 90-day affiliate window still tip the balance for many traders.

4 Platforms

FTMO offers MT4, MT5, cTrader, and DXtrade, four platforms versus FundedFast's MatchTrader. If you depend on custom MT4 EAs, FTMO has more flexibility. MatchTrader includes TradingView charts built in.

$2M Scaling

FTMO scales to $2,000,000. FundedFast currently caps at $400,000. If you're targeting seven-figure funded accounts, FTMO has a larger ceiling. FundedFast's scaling plans are expanding in 2026.

Established Reputation

FTMO has been operating since 2015 and has built a large Trustpilot presence at 4.7/5. FundedFast launched in 2024 and is still building its review footprint. Check our FXVerify and Investing.com profiles for independent verification.

What Traders
Actually Say

Real themes from Trustpilot, Investing.com, and trading communities. Not cherry-picked, patterns across dozens of reviews.

FTMO
4.7Trustpilot
What traders praise
  • Reliable payout history, long operating track record
  • Best-in-class dashboard and performance analytics
  • Fast, responsive customer support
  • Survived the 2024 MetaQuotes crisis: still standing
What traders flag
  • Hidden "1% rule": traders report $5K-$24K payouts denied for violating a rule not in the T&Cs, only communicated via internal email
  • Account terminations: funded accounts closed for vague reasons like "one-sided betting" or "inconsistent trading"
  • Overpriced: $637 for a $100K challenge vs $145-$300 at competitors
  • Rule changes without notice: stop-out levels changed over a weekend; T&C updates that retroactively legalize enforcement
FundedFast
4.1
Investing.com4.5
FXVerify
What traders praise
  • Same-day payouts: multiple traders confirm bank transfer received same day. Zero payout complaints found
  • Transparent fees: "more transparent than most competitors" (Trustpilot verified review)
  • Competition pays fast: winner received $199 cash within 10 hours of registration
  • Flexible rules: no time limit, news trading allowed, only 3 min trading days
What to know
  • Newer firm: founded October 2024. Building track record. Malta EU-registered for compliance credibility
  • Single platform: MatchTrader only (with TradingView charts built in). No MT4/MT5
  • Growing review base: verified on Trustpilot, Investing.com, and FXVerify but fewer total reviews than established competitors
Sources: Trustpilot, Investing.com, FXVerify, DailyForex, Reddit trading communities.

Which Firm Is Right for You?

Choose FTMO if:

  • You need MT4 or MT5 for custom EAs or indicators
  • You're targeting a $1M+ funded account long-term
  • Brand reputation and an established track record matter most to you

Choose FundedFast if:

  • You want the lowest entry cost with no time pressure
  • You want a 90% profit split from day one
  • You value EU-regulated jurisdiction (Malta)
  • You want to practice in a free trading competition first
  • You trade forex, crypto, indices, metals, or oil in one account

Common Questions

Is FundedFast better than FTMO?

It depends on your priorities. FundedFast wins on price ($49 vs $155), profit split (90% vs 80%), no time limits, weekly payouts, and a free trading competition. FTMO wins on platform variety (4 vs 1), scaling ($2M vs $400K), and years of operating history. Both firms use the same 5%/10% drawdown rules. If cost, flexibility, and generous rules matter most, FundedFast is the better fit.

Which is cheaper, FTMO or FundedFast?

FundedFast starts at $49 for a $5K account. FTMO starts at $155 for a $10K account. On a like-for-like $50K challenge, FundedFast is $299 vs FTMO's $345: ~13% less. Both refund the fee when you pass.

Can I trade crypto on FundedFast?

Yes. FundedFast offers all assets in one challenge, forex, crypto, indices, metals, and oil. No need for separate accounts or different programs. Trade everything on MatchTrader with TradingView charts built in.

Does FundedFast have a free trial or demo?

FundedFast doesn't have a free trial, but offers something better: the FundedFast Open. A free bi-weekly trading competition with a $100K virtual account and real cash prizes ($25/$20/$15). No purchase required. It's a zero-risk way to test the platform.

Is FundedFast regulated?

FundedFast is the trading name of Memento Enterprises Limited, registered in Malta (EU) under company number C 109385. Malta is a respected EU financial jurisdiction. FundedFast does not act as a broker and does not accept deposits: it's a proprietary trading firm offering simulated trading environments.

Does FTMO offer a free competition?

No. FTMO does not offer free trading competitions with cash prizes. FundedFast is the only major prop firm with a genuinely free competition (the FundedFast Open) that runs every 2 weeks with no purchase or card details required.

Ready when you are

Everything FTMO offers. At a fraction of the cost.

From $49. No time limits. Up to 90% profit share. Fee refunded on passing.